Fintech & Personal Finance

Arthik.money

Website

Arthik.money is an AI-powered personal expense and budget manager that auto-categorizes transactions, offers smart savings advice and an AI assistant chat for finance queries.

Arthik.money

Services

Full-Stack DevelopmentFinancial IntegrationsUX DesignMobile App

User Personas

  • Salaried individuals and young professionals
  • Small business owners/micro-entrepreneurs
  • Users in India seeking localised recommendations

The Challenge

Users needed a better way to manage personal logistics and finances.

Pain Points Solved

  • Manual expense tracking and poor visibility
  • Lack of actionable saving recommendations
  • Friction in connecting bank transactions

The Solution

Full web application with financial tools and integrations for smarter money management.

Tech Stack

FrontendReact Native or Flutter (Mobile)
BackendNode.js/Python, PostgreSQL
IntegrationsBanking aggregation, ML for categorization

Market Intelligence

TAM
$10–40B
Total Addressable Market
SAM
$500M–$2B
Serviceable Available Market
SOM
$1–10M
Serviceable Obtainable Market

Timeline

MVP: 3–6 months. Bank integrations: 6–12 months.

Resources Strategy

2 mobile devs, 2 backend, 1 ML, 1 security, 1 designer, 1 product.

Analytics Setup

Amplitude/Mixpanel, Sentry, Business dashboards (Metabase).

Marketing & Growth

Beta program, app store listing, referral incentives, social campaigns.

"A seamless experience for our users. The platform is robust and secure."

CEO, Arthik.money